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Savings calculator

See your real rate

In about thirty seconds, the calculator works out your true effective rate and shows it beside the Teya equivalent.

Check my rate, free
A barista handing a Teya Pro terminal across a wooden bar counter while a customer taps a phone on it.

Get the highlights

  • Teya HQ, the green building with its logo tower, seen from below.

    Authorised UK partner of Teya. StoneCo-backed payments.

  • A Teya Pro terminal, front three-quarter studio shot.

    Free analysis. No sign-up. No card details required.

  • A Teya Pro terminal, three-quarter hero shot on a plain background.

    Your statement stays your data. Never sold or shared.

  • The calculator's own analysis screen, reading a statement, synthetic example.Example

    See your savings in under sixty seconds.

  • The calculator's own findings list, a synthetic example with no real figures.Example

    Every figure sourced and shown. No hidden assumptions.

  • A hand holding a Teya Pro terminal with the screen lit and a receipt printing.

    UK-based support. Reach The Klipy Family directly.

Free card fee comparison

Share your numbers

Upload your statement. We show you exactly where you are overpaying, broken down by every card type. Free, no obligation, no data stored.

Competitor Statement Analysis

Upload any competitor statement. Yano extracts every fee, calculates the blended rate, and builds a Teya counter-proposal.

How does this work with different pricing models?

We analyse both blended and interchange-plus statements.

If your statement shows a single rate for all cards (blended), we compare total cost against Teya.

If it shows separate rates per card type (interchange-plus), we compare each line: debit, credit, commercial, and Amex individually, so you see the true picture, not just one headline number.

Either way, the calculator factors in all fees: processing, terminal rental, PCI, auth charges, and minimum monthlies. The total effective cost is what matters.

Drop your statement here

or click to browse from your device

PDF
JPEG
PNG

Statements accepted from

WorldpayBarclaycardDojoSumUpSquareZettleCardnetTYL

The rate

Show the maths, every line.

The calculator works from what you actually pay: your card mix, your ticket sizes, your volume. No haggling, and no reward for pushing hardest. The rate is the rate.

Hands using several Teya Pro terminals at a dark demo table, the front terminal on its custom-amount keypad.

Built with Claude

Transparency

The Klipy Calculator, built with Claude, does one thing. Tells you the truth about your rate, even when that truth is that you don't need us.

The calculator's own findings card, a synthetic example, no real figures.Example
to read a statement
Under 30 seconds
recent statement, the whole input
1
regulated interchange cap, consumer debit
0.2%
regulated interchange cap, consumer credit
0.3%

No obligation

Decide in your own time

If a switch would save you money, you will see exactly how much, per month and per year. If you are already on a fair rate, we will say so plainly and check back another time. No pressure, and no follow-up you did not ask for.

The calculator's own lead-capture step, a synthetic example, no real figures or personal data.Example

If you go ahead

A few minutes.

If you choose to go ahead, applying takes a few minutes and is mostly pre-filled from what you already entered. We handle the switch with Teya and stay your point of contact, by email or phone, long after you are live.

A Teya Pro terminal live on a counter with a Teya Visa business card on the screen.

Questions? Answers.

Prefer to talk? Call us free on 0330 17 KLIPY (55479). All questions