Terms of Service

These Terms of Service ("Terms") govern your access to and use of the Rizq platform ("Platform"), operated by Klipy UK Limited (Company No. 15984744), ("we", "us", "our").

By accessing or using the Platform, you agree to be bound by these Terms. If you do not agree, you must not use the Platform.

The Platform is designed for authorised Teya UK sellers and their designated team members. You must be at least 18 years old and have a valid Klipy UK account to access the dashboard features. The public calculator tool is available to all users without registration.

You are responsible for maintaining the confidentiality of your login credentials. You must not share your account with unauthorised individuals. You agree to notify us immediately of any unauthorised access to your account. We reserve the right to suspend or terminate accounts that violate these Terms.

The Platform may be used solely for legitimate business purposes related to Teya UK payment processing sales, merchant management, and commission tracking. You must not use the Platform to process, store, or transmit any information in violation of applicable law, or to engage in any activity that interferes with the Platform's operation.

All content, features, and functionality of the Platform (including software, text, graphics, logos, and design) are owned by Klipy UK Limited and are protected by UK and international intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

The Platform provides estimates, projections, and analytics based on data you provide. All financial calculations, commission estimates, and merchant scoring are indicative only and are not guaranteed. Klipy UK Limited is not authorised or regulated by the Financial Conduct Authority. Teya Solutions Ltd. is authorised by the FCA under the E-Money Regulations 2011 (Ref. 978181). You should verify all rates and terms in the ISC portal before presenting to merchants.

The Platform uses artificial intelligence for lead scoring, statement analysis, briefings, and recommendations. AI-generated outputs are provided as decision-support tools and should not be relied upon as the sole basis for business decisions. We do not guarantee the accuracy, completeness, or reliability of AI-generated content.

To the maximum extent permitted by law, Klipy UK Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, whether incurred directly or indirectly, arising from your use of the Platform. Our total aggregate liability shall not exceed the amount you paid us in the twelve months preceding the claim.

We may suspend or terminate your access to the Platform at any time, with or without cause, with or without notice. Upon termination, your right to use the Platform ceases immediately. Provisions that by their nature should survive termination shall survive, including intellectual property, limitation of liability, and dispute resolution.

We may update these Terms from time to time. Material changes will be communicated through the Platform. Your continued use after changes constitutes acceptance of the updated Terms.

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

For questions about these Terms, contact us at: admin@klipy.uk

Klipy UK Limited retains the identity, address, and business verification documents you provide for a period of five years from the end of the business relationship, in compliance with our obligations under regulation 40 of the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017. After this period, documents are permanently deleted from our systems. Teya Solutions Ltd, as the regulated payment services provider, retains its own records independently.