The Payments Desk

Industry Intelligence

Expert analysis on card payments, regulatory changes, competitor moves, and global innovation. Everything UK merchants need to stay ahead.

Global Innovation

Tap-to-Phone Is Replacing Card Machines: Here Is What That Means for Your Business

SoftPOS technology is turning ordinary smartphones into payment terminals. For UK small businesses, that means lower costs, faster setup, and one less piece of hardware to worry about.

21 April 2026

9 min read

Industry News

FCA's 2026 Open Banking Powers: What Every UK Merchant Needs to Know

The FCA is gaining sweeping new powers over open banking in 2026. Here is what the shift means for your costs, your customers, and your checkout.

17 April 2026

9 min read

Opinion

Vaisakhi: Wishing Our Community a Blessed Celebration

Klipy UK celebrates Vaisakhi with the Sikh community across Britain. A moment to honour faith, heritage, and the entrepreneurs who enrich our high streets.

16 April 2026

2 min read

Payments Explained

What Actually Happens When a Customer Taps Their Card? The 3 Second Journey of a UK Payment

That tap takes three seconds. Behind it sits a chain of decisions, verifications, and data exchanges involving up to six different organisations. Here is what actually happens.

16 April 2026

6 min read

Competitor Watch

Settlement Speed Showdown: How Teya's 4 Settlement Options Stack Up Against Every UK Provider

Waiting days for your own money is a cost most small businesses have simply accepted. Teya's four-tier settlement system challenges that assumption head on.

15 April 2026

8 min read

Payments Explained

Contactless Payment Limits in the UK: Where We Stand in 2026

The UK's contactless payment limit has evolved significantly over the past decade. Here is the current state of play and what it means for merchants.

30 March 2026

2 min read

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