Break free from complex contracts and hidden fees. Get transparent pricing, true next-day settlement, and UK support that actually answers the phone.
| Feature | Teya | Worldpay |
|---|---|---|
| Card Rate | 0.50% – 1.59% Bespoke tiered | IC++ + custom Complex, typically 1.80% – 2.50% |
| Settlement | 365-day next-day Incl. weekends & bank holidays | Next business day Mon–Fri only |
| Contract | Flexible / rolling | 12–36 month lock-in |
| Support | 24/7 UK human Real people, no chatbots | Business hours phone Mon–Fri, 9am–5pm |
| Hidden Fees | None | PCI, statement, monthly minimums |
| Cashback | 0.5% on business accounts Unlimited, paid monthly | None |
Note: Worldpay rates vary widely based on volume and negotiation. These figures represent typical SME agreements. Many businesses find their actual costs 0.5% – 1.0% higher than quoted.
Worldpay locks you in for 12–36 months with exit penalties. Teya's rolling terms mean you can switch anytime without punishment.
Worldpay tacks on PCI compliance, statement fees, and monthly minimums. Teya has zero hidden costs. What you see is what you pay.
Worldpay settles Mon–Fri only. Teya deposits your money every single day, including weekends and bank holidays. Faster cash flow, every day.
Worldpay's support is 9–5 UK time. Teya's UK team is available 24/7, and they actually know your business.
Teya's starting rate (vs 1.80%+ for Worldpay)
Bespoke pricing that scales with your volume and business needs.
Days of next-day settlement (vs 252 for Worldpay)
Money in your bank every single day, including weekends.
Month contracts (vs 12–36 for Worldpay)
Rolling terms. No lock-in, no penalties, total freedom.
Trustpilot rating
Teya
Trustpilot rating
Worldpay
Most businesses save 0.5% – 1.0% on processing fees. See your exact savings in 2 minutes.
Calculate Your Savings*0.50% rate is available for businesses with a monthly card turnover (TPV) of 200,000 and above. Actual rates vary depending on business type, card mix, average transaction value, and contract terms.