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Competitive Intelligence 2026

Why UK Businesses Choose Teya

Enterprise-grade pricing. Startup simplicity. Local human support.

Merchant accepting contactless payment

0.5% Cashback on Every Purchase

Your Business Account earns while you spend. For every 10,000 pounds on stock and rent, you get 50 pounds back. This often cancels out the terminal rental entirely.

24/7 UK Human Support

Not a chatbot. Not an overseas call centre. A real person, available at 11:30 PM on a Saturday when your terminal goes down.

365-Day Next-Day Settlement

Your Friday night takings are available Saturday morning. Including weekends, bank holidays, and Christmas. Straight into your Teya Business Account.

Who Is Teya?

Not a startup finding its feet. A proven team that already transformed payments in Latin America, now doing it across Europe.

Born from StoneCo

Backed by Berkshire Hathaway, Tiger Global, and BlackRock. $9B valuation at first funding round.

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75,000+ Merchants

Operating across 9 European countries, processing over 600 million transactions in 2025.

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FCA Authorised

Ref. 978181. Teya Solutions Ltd. is authorised by the FCA under the E-Money Regulations 2011.

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How Teya Stacks Up

Tap any row to reveal how competitors compare

Why Merchants Reconsider

Every competitor has a weakness. Here is what to watch for.

SumUp

Expensive at scale. At £5k/month turnover, SumUp becomes the most expensive option

Square

1.75% flat rate adds up fast. UK market still less mature than US ecosystem

Worldpay

Long contracts, hidden fees, and famously slow onboarding. Weeks vs Teya's 24 hours

Barclaycard

Legacy technology and bank bureaucracy. Trustpilot tells the story: 1.5-3.2 out of 5

Dojo

Premium pricing and aggressive sales calls. Strong in hospitality but narrow beyond that

Stripe

Developer-first, not SME-friendly. 3-5 day standard payouts. No in-person support

Market Position

Cheap but Basic

Low cost, minimal features. Works for volume-driven simple businesses.

SumUpPayPal

Cheap but Complex

Legacy infrastructure. Slow onboarding, hidden fees, bureaucracy.

WorldpayBarclaycard

The Smart Middle

Real pricing, real support, real business benefits. Designed for scaling SMEs.

Teya

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*0.50% rate is available for businesses with a monthly card turnover (TPV) of 200,000 and above. Actual rates vary depending on business type, card mix, average transaction value, and contract terms.